Since 1998 LTS has provided liability and legal protection insurance for its members that also includes landowners.
In 2008 the insurance cover was regulated and now there are only four valid policies in force for all South Tyrol tourist boards. It is now a matter of having liability and legal protection insurance for all the functions of a tourism organisation, as well as special liability and legal protection insurance for pathway maintainers and landowners.
All private footpaths, hiking paths, cycle ways and mountain bike trails in South Tyrol are covered by this insurance. It does not include the intermunicipal cycle ways that come within the remit of the district associations. This insurance covers the second risk for all other pathway maintainers (AVS [South Tyrolean Alpine Club], CAI [Italian Alpine Club], nature reserves etc.)
The insurance companies are UNIQA AG in Vienna and Roland Rechtsschutz Versicherungs-AG in Cologne.
In addition to this insurance LTS has made an agreement with Tiroler Versicherung via its broker Assiconsult GmbH for tourism organisations to get favourable premiums on overall business insurance (fire, burglary, theft, vandalism, water, etc.). There is also comprehensive insurance for private vehicles, which applies to trips in private vehicles belonging to administrators, employees, trainees, part-time staff and all other persons travelling on behalf of the Tourist Information Office. The premium is dependent on mileage; the amount insured is up to a maximum of 20,000 EUR with an excess of 10 per cent and a minimum of 250 EUR. Risks covered are theft, fire, natural events, vandalism and personal injury and broken windscreen.